Friday, October 24, 2014

Dreaded budget...oh how I despise thee

Well...we have decided that we need to start saving some money...just like everyone else...I have using a combination of several different methods and seeing which one works best for us. Most of our bills are the same every month...thank goodness. Then there are some that are not...so the ones that are not I am budgeting them as if they were and then putting the extra aside in an envelope to help when needed...sounds like a great idea we will see how that goes.

Our main reason for saving is to go on a great family vacation next year...Hawaii.  We have been once before we had our daughter and now we are wanting to go again.

So the game plan is to try and save about $400 a month.

The game plan with our checks is we are saying they are xxx amount and anything over that goes into a separate account that we don't hardly ever look at. So if we don't see it we don't have it theory.

So how do you guys save money?



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